Why buy a pre-sale apartment?
If you are thinking of buying an apartment, you will be interested to know that there is a way to get a good price and at the same time obtain a capital gain: by buying the apartment, you can buy the apartment for presale. Here we tell you how it works, what it is for and if it is a good option for you.
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Presale in real estate projects means that you can buy a house or apartment before it is finished or the development has not started, so you have to wait a few years before you can move in, but as we have said, this wait has advantages.
Is it a good idea to buy a pre-sale apartment?
The main reasons for doing this vary from person to person, but there are three main reasons for purchasing a apartment for presaleinvestment, housing or capital.
If you are looking to monetize the purchase of a propertyto buy a apartment for presale is an excellent option for you. Why? Because you will be able to get it for less than its normal cost, this will ensure a profit if you decide to sell or rent it later.
Now, if you are looking for an apartment to live in, buying early will give you more time to plan your move and reduce the financial impact of the purchase for you. Developers often offer great payment plans and promotions during the pre-sale phase.
Likewise, if you are interested in creating a legacy to inherit to your children or simply support them with their first home, buying a apartment for presale allows you to get it at a lower price and for a considerable time. Time to dilute your investment, which means you can get the best option for your family.
Advantages of buying a pre-sale apartment:
Lower housing prices: when buying a pre-sale apartment, the total price is reduced between 10% and 30% of the total price of the property. The percentage will depend on the stage of development and the opportunities offered by the construction company.
You can pay in installments: Construction companies often offer interest-free payments over several months, with only a down payment of 10% to 30% of the total presale price.
Property design is highly adaptable: some builders have the opportunity to make aesthetic or functional changes to the home to achieve a home design that suits their preferences.
No remodeling costs: As it is new, there is no need to invest more money in repairing or improving the facilities, because they will not have any defects, and if not, you can guarantee it under the material contract.
How to choose a pre-sale apartment?
When exploring pre-sale offers, here are some factors to consider to find the best option for you:
Choose a convenient location:
You should consider that the pre-sale apartment you are buying is in a location that suits you. This means, among other things, that the ideal apartment has to be close to your work or the places you visit the most, such as shopping centers, schools, parks and leisure centers. Another good option is to find a place with excellent communication with public transport or roads that allow you to get from one place to another in a short time.
Consider the waiting time:
It is important that you are informed of the time in which the property will be available. Pre-sale developments generally take between one to three years to be completed, so if you need to move in before the estimated time, then the pre-sale apartment is not convenient for you.
Visit the real estate development:
As in all real estate investments, it is essential that you go to the site to verify the veracity of the offer and make sure that everything is in order. For this you can request the help of an expert to advise you on the status of the project. When making the visit, be sure to also take a look at the surroundings of the development to check the level of urbanization of the place and the nearby places available.
Determine the best form of payment for you:
Plan how you are going to pay for the property, either in cash or by applying for a mortgage loan. Some banks grant loans for pre-sale properties as long as you can review the viability of the project and ensure that it is a safe investment.
Interested in learning more about how to buy a pre-sale apartment?
Our brokers are highly trained to provide you with the best service so that you can find the pre-sale apartment you are looking for and make your smart investment.
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